Management Team

Helping low income households through provision of financial services

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Srinivasan C V, Chief Financial Officer
Srinivasan is a Chartered & Cost Accountant. In his career span of more than 20 years, Srinivasan has experience heading finance and accounts functions in varied industries like Medical Device manufacturing and distribution, IT (hardware & software distribution), Holding company with subsidiaries such as Food service, Equipment leasing, Construction, School, Etc. Before Chaitanya, he has worked in various organisations like Embrace Innovations as VP Finance, Inflow Technologies (Westcon) as Head of Finance, QIPCO Holding, Doha - Qatar, Sodexho (formerly RKHS) as Manager and Accounts.
Vasudeva S Balaya, Financial Controller
Vasudeva joined Chaitanya as Financial Controller in the year 2009 and is working with it since then. He completed his Bachelors of Science degree from University of Mysore and Chartered Accountant (FCA) from Institute of Chartered Accountants of India. He has a vast experience of more than 40 years of working in various industries. He started his career as Senior Audit Assistant with M/s. U P PAI & Company, Chartered Accountants Firm in Mumbai and worked there for two years. Over the period, he has worked in industries like insurance, pharma, and construction. He is one of the earliest employees of chaitanya and had played a significant role in the Chaitanya's growth over the period.
Rakesh Mattar, Senior Manager - Accounts
Rakesh Mattar has done his B.Com from Mangalore University. He worked in a CA firm as an intern for 3 years before joining CIFCPL. He associated with Chaitanya as an account officer in the year 2009 and has been an integral part of the company since then. His dedication and hard work have helped him to move up in the ladder. Currently, he is working as a senior manager in the accounts department. Apart from handling the Accounts dept., he is playing the business support head role in the company.
Shreepad Mohan Vaze, HR Manager - Operations
Shreepad Mohan Vaze, working as a HR manager - operation, completed from Karnataka University, Dharwad. I have around 10 years work experience in the educational field & 6 years of work experience in community mobilization. I have started my career as a computer faculty, then started my profession as a teacher in high school. I have been working with AzimPremji Foundation for 6 years. Here my responsibility was to train Govt teachers and students on computer aided learning. In APF I have worked extensively in rural India. Also Worked in Deshpande foundation as education program officer & Admin Director for 2 years. In Chaitanya I have completed 9 years. Initially I have working as a regional manager of operations till 2013 before moving into HR role.
Guruswamy S M, Audit Head
Guruswamy is working as the Audit Head in the company and has completed 8 years in Chaitanya in audit department. He had completed MA in Sociology at Mysore University in 1994. Previously, he has worked in various NGOs and Government Projects as officer and head of the project teams in tank renovation and watershed project activities under Karnataka government from 1994 to 2010. In 2010, He joined Chaitanya's Audit team and is currently the heading the Audit team in the company.
Dimple J. Shah, Company Secretary
Dimple J Shah is a Qualified Company Secretary from the Institute of Company Secretaries of India. She pursued her internship in Indegenelifesystem Private Limited. Prior to her career as a company secretary, she was working in JP Morgan-Chase as Financial Analyst for a period of three years. As a Company Secretary she handles statutory compliances under FEMA, RBI, and Companies Act 2013. She plays a key role in ensuring compliance as per the legal and Secretarial standards. She facilitates and conducts statutory and non-statutory committee meetings for the Company. She advises the Board from time to time with regard to the Corporate and Secretarial Compliances.
Suhas Athvale, Manager - IT
Suhas is a graduate of Bachelor of Business Management and has more than 14 years of expertise in Process improvement, Quality Controls, Insurance, Mortgage underwriting, Software Testing and Production Planning control (PPC) functions. He also holds a Six sigma green belt certification in Quality control.
Sundarraj Krishnamurthy, Audit Manager
Mr. Sundarraj Krishnamurthy has done his MBA in Marketing, P.G. Diploma in Management, has passed exams conducted by CAIIB & is a B.Com. Graduate. He has 6 years of experience as District Manager, Overseeing the Micro Finance Portfolio of a district in NABARD Financial Services Ltd (Subsidiary of NABARD). Done Concurrent Audit of the Capital market Operations spread across Europe & Asia Pacific, for Deutsche Bank Operational International for two years in Bangalore. Has worked for 2 Years in Lord Krishna Bank, Kochi as Admin Head and 22 Years in Union Bank of India as Senior Manager & Branch Head. Presently he is working as Audit Manager at Chaitanya, supervising and reporting to the top management, the concurrent Financial Audit carried out at the Branches across the country and also as Principal Officer in monitoring and reporting of AML ".
Nivedita Nayak, Manager-Projects
Nivedita Nayak joined Chaitanya in 2017 as Head of Projects. Prior to that, she has worked for nearly 10 years in the Microfinance, Payments & Design engineering sectors, her last assignment being handling RuPay& IMPS business for Co-operative Banks at NPCI. She has done her PGDRM from XIM, Bhubaneswar (2007) & B.E. (Mech) from NITK, Surathkal (2003).
Srinivas B Manager - HR (Corporate)
Srinivashas completed his Post-Graduation in Social Work (MSW), PG Diploma in Personnel Management & Industrial Relation and have overall 15 years of experience in Human resources, Industrial Relations, Compliance & Administration and have worked with Manufacturing and Service sectors Companies like Batliboi Limited, Indus Fila Limited and also serviced for NGO - Agastya International Foundation.
Stanley Wilson, Manager - HR (Recruitment)
Stanley Wilson, is a Manager - HR for Recruitment at Chaitanya. He has completed his M.B.A from Institute of Business Management & Technology, Bangalore (IBMT), IASE University, Rajasthan. He has 11+ years of experience in HR generalist role. Prior to joining Chaitanya, he has worked for Education and Media companies.
Abhik Sarkar, Risk Head
Abhik is has recently joined Chaitanya in May 2018, and is currently heading the Risk Management vertical of Chaitanya. He is a management graduate from IMT Ghaziabad, and has diverse experience in risk management, credit & strategic leadership for over 7 years. He has earlier worked with the Indian Railways, Axis Bank and SREI Equipment Finance Ltd. Abhik has panoramic exposure to Corporate, Retail and Microfinance lending products across Banks & NBFCs. Apart from professional life, he is a soccer enthusiast and avid reader.
Rajitha Uday, Fundraising Head
Rajitha Joined Chaitanya as head debt fund raising in July 2017, looking after the debt fundraising needs of the company and managing the banking and financial institutional relationships. Graduated in physics from Stella Maris College, Chennai and did a PGDBA from Annamalai University through distance education program. She comes with a banking experience of about 20+ years having worked in the retail banking space with banks like Dhanlaxmi bank, HDFC and ICICI bank.
Harika Keerthi, Manager Finance & Accounts
Ms. Harika Keerthi is a CA Final pursuant and has completed her degree in Bachelor of Commerce from Vijaya College, Bangalore University. Prior to Chaitanya, she has worked as Senior Financial Analyst in Spiderlogic India Pvt. Ltd. Prior to that, she had completed her Articleship with BK Ramadhyani & Co LLP and stayed on as Audit manager for couple more years. In her career spanning 6 years, she has handled various audits like Statutory, Internal, Tax, VAT, Interim, Limited Reviews and Transfer Pricing in various industries from Banking, Manufacturing, Management services, Jewellery, Loyalty management, Software development, to Construction and Real estates.
Rajesh Pal, President and Head of Human Resource
Rajesh Pal is seasoned Human resource professional having 20 years of rich Experience in strategic and operational HR. He has handled vast areas of Human resource like Learning and Development, Organisation Development, Performance management, leadership hiring and coaching, HR Shared services, employee relations in sectors like manufacturing, automotive, e-commerce and Food processing. He is passionate trainer, motivator, coach who loves interacting and helping people to transform their life journey.

Rajesh Pal is Graduate in Industrial and Production Engineering from SGS Institute of Technology and Science Indore, and MBA in Human Resource Management from Devi Ahilya University Indore. He has also completed Global Advanced Management Program -GAMP by ISB Hyderabad-Kellogg School of Management, Chicago, USA. After his Engineering he served Indo- German Tool Room, Indore for five years in the areas of technical Training. He has worked with TATA Motors Jamshedpur where he headed Management Training center and Management recruitment center. He also headed Human resource for Eicher Tractors, Bhopal, AVTEC Ltd. Pithampur (CK Birla Group Company), Flipkart Internet Pvt Ltd and Charoan Pokhphand Company before joining Chaintanya.
Bala Subrahmanyam, Head – Audit
He is a Chartered Accountant with 20+ years of post-qualification professional experience in various capacities in Industry as well as consultant. He was in to practicing the profession as a Chartered Accountant for about 8 years where he was serving as a consultant for various clientele in Finance, Accounts, Audit and taxation areas before joining the industry. His experience goes mainly in Risk based internal Audits, Fraud investigation, special audits etc. with renowned companies in Fertilizer, Automobile and packaging industries, like Nagarjuna Fertilizers and chemicals and Sundram Fastners Ltd. etc. along with various other clientele. Before joining Chaitanya, he was associated with M/S Hindusthan National glass and industries Limited as a Senior Manager- Internal Audit.
Ganesh K V, President Operations (South)
Mr. Ganesh the head of operations at Chaitanya has over 24 years of experience across sales, distribution and financial services sectors. Has worked in FMCG companies like Pepsi, Parle, Asian Paints and GM Pens before moving to banking and financial services. Has worked as Branch Manager in ICICI Bank and AVP Branch Head in HDFC Bank. Prior to joining Chaitanya, he was with IFMR rural Channels and Services Pvt Ltd., as Deputy CEO, handling varied responsibilities like Audit, Operations, treasury and funding. He has a bachelors in Science from Bangalore University
Deepak Kumar Jha, President-Operation (North)
Mr. Deepak heads the operation at Chaitanya for North India. He has done his Post Graduation Program in Rural Management from IRMA in 2006 and joined SKS Microfinance from the campus. He started SKS's operation in Central Maharashtra and scaled up and Managed Bihar and Jharkhand. From there he moved to Deworm the World Initiative (DTWI) as Program Manager, Bihar where he provided support to the Government of Bihar in conducting two rounds of world's largest school based deworming program. After DTWI, he moved to SKS Microfinance in Service Quality and Customer Grievance Management team and then Joined Chaitanya.
Jeyasheelan R, Divisional Manager
Mr. Jeyaseelan L. is the Divisional Manager at Chaitanya. He has an M.Phil in Sociology from Madurai Kamaraj University and Post Graduate in Social Work from Bharathi Dasan University. Since April 2010, he is working with Chaitanya India in different regions. Earlier to joining Chaitanya, over 15 years, he has engaged with community development projects, such as SHG based Micro Finance, Vocational training and Enterprise development programmes, children's education and capacity building of people's organizations. He was programme manager for rural action projects in Koppal, Karnataka. He also involved in various participatory research and impact evaluation studies in the development field.
Nagaraj Chakrasali, Divisional Manager
Nagaraj Chakrasali is currently a Divisional Manager at Chaitanya. He has done BA-Ed and M.A. and joined Chaitanya at its inception in 2009 as a Branch Manager. Prior to joining Chaitanya, Mr. Nagaraj had varied experiences in the both NGOs and for-profit sectors, giving him good exposure into rural businesses and rural community handling. He has worked for SNEHA, and NGO involved in social awareness, community and livelihood development for more than 4 Years. His principal role at Sneha was as a Community Organizer. It was there that he was able to learn and build his abilities in working with rural and the poorer communities. He worked further for 2.5 years at the AzeemPremji Foundation on program impact evaluation of their various interventions in schooling for Children. In his 9 years in the company Nagaraj has transformed from one of the many branch managers in the company into a successful regional manager and he is taken charge as a Divisional manager in the last 7 Years. He has added managerial and planning skills to his keen understanding of the rural milieu and sharp commercial sense during his 9 years with the company.
Vinayak Patil, Divisional Manager - Gulbarga
Mr. Vinayak Patil is the Division Manager at Gulbarga. He holds a Master's degree in Social Work. He specializes in building quality branch teams. He has rich experience in training SHG members in various livelihoods with about 7 years experience, working at the grass root levels of NGOs & Micro Finance sectors. He has worked for 3 years in Chaitanya and has been a regional manager of Kushtagi region before he moved to Gulbarga to start our foray in Gulbarga.
Iranna R Shelawadi, Divisional Manager - Satara
Iranna Shelawadi is Master in social work from Karnataka University Dharwad. About 10 years of experience in development sector. Public Health, HIV-AIDS, Child Protection, Human Resource Management, Community Organization, Formation and technical support for around 15 SHG of Female Sex Workers in Badami taluk of Bagalokt district. Worked with both Government and NonGovernment sector at various capacities. Counsellor, HR Dist Supervisor, Regional IEC Officer south Indian State Programme officer.
Vijaykumar K.H, Divisional Manager
Vijaykumar K.H is working as a Divisional Manager in the company for 5 years. He had completed his Post-Graduation in Master of Social Work (MSW) in Bangalore University and MA in sociology in Kuvempu University, He has 14 years of experience in the microfinance industry and NGO-Swasti, efforts have transformed lives of HRG women work by building their community institutions, such as SwathiMahilaSangha (SMS), and strengthening their leadership.
Saranath Halgorte, Divisional Manager - Solhapur
Saranath Halgorte is Regional Manager at Chaitanya holds a Bachelor of Arts(BA) with previous work experience of 12 years of which 2.5 Years in Agriculture field and worked 10 years with SKS Micro finance Pvt,Ltd. He is experienced in leading a team, Managing diverse range of loan products along with cross selling of Retail insurance, mobiles, water filter, Health Insurance plans and D. Light (Solar) etc by promoting the organization's business in rural markets and urban markets.
Ramesh Radder, Divisional Manager - Dharwad
Ramesh Radder is a Divisional Manager of Dharwad. He has Bachelor's degree in Business Administration from Karnataka University. He has over 12 years of work experience in NGO, MFI and Banking sector. Started his career from DHAN Foundation handling federation of Women Self Help Groups. Later, joined Vidya Poshak, NGO working for poor but meritorious students to help them with financial assistance to take up higher education. Worked with Grameen Koota as a Regional Training Manager for North Karnataka. Prior to joining Chaitanya, was working with HDFC Bank as Cluster Head of Microfinance division at Kolhapur, Maharashtra.
Nagachethan S M, Products-Head
Nagachethanjoins as Product Head to Chaitanya. He has 10 years of experience in the field of Mid-Corporate, MSME, Rural and Agri-business banking spread across ICICI Bank, IndusInd Bank and Vistaar Financial Services Pvt Ltd. Prior to joining Chaitanya, he was working as Deputy Vice President and Product Head of all the product suites at Vistaar Financial Services PvtLtd.He is graduate from Institute of Rural Management Anand (IRMA) and B.E. in Information Science from VTU, Belgaum.

He has also to his credit completed ASEAN Leadership Program conducted by Common Purpose in association with ASEAN Foundation, GE and FWD.Apart from Banking, Nagachethan also pursues Carnatic Classical Vocal and performs regularly. He is also interested in philosophical discourses and writing in Kannada, English and Sanskrit.
Mr. Avinash Bhat, Product Manager (Two-Wheeler)
Avinash B S has done his MBA from RITM, Bangalore. Working with CIFCPL from last 2 years. Since from 1.5 years he is product manager (Two-Wheeler) in Chaitanya after working for a short period as a branch manager in Chaitanya India Fin Credit Pvt Ltd.
Manjunath B V, Credit Head
Manjunath B V has over 14 years of experience in Retail Finance. His core competence being Credit underwriting. He has handled large volume of Credit, Product, Sales, Collections, Operations & Customer Service. He has worked across the geography of south India. Rich experience in Retail asset Banking, NBFC & MFI's. He has gained professional expert in multi-product while working with HDFC Bank, Ujjivan Small Finance bank, Vistaar Financial Service Pvt Ltd & Bajaj Auto Finance Ltd. He also has a wide spread of experience in Secured & Un secured lending. He has involved in end to end work flow built for digital Lending.
Nitin Zagade, Management Trainee (Products)
Nitin has joined Chaitanya in April 2018 as a MT (Management Trainee) in the Product Team. He is currently looking after the livestock loans. After completing his probation period as MT, he will be promoted to the position of Product Manager-LS. He completed his graduation from Mahatma Phule Agriculture University (Rahuri), in B.Sc. Agriculture and also holds the MBA in Agri-Business from Symbiosis Institute of International Business, Pune. During his MBA, he did different projects with institutions like YES Bank and NABARD. In his leisure time, he loves spend time with his family and loves to go on long road trips with friends.